Rhode Island Insurance CE Requirements (2026)
Rhode Island insurance agents must complete 24 hours of continuing education every 2 years to renew their license.
Quick Summary
CE Hour Breakdown
Rhode Island requires insurance agents to complete their CE credits in specific categories. Here is the full breakdown:
| Category | Hours |
|---|---|
ethics Ethics training | 3 |
elective General insurance CE in any approved line | 21 |
| Total | 24 |
Important Details
24 hours every 2 years including 3 hours ethics. Up to 24 excess hours may carry over. One-time 3-hour NFIP Flood course for P&C/Personal Lines producers. One-time 4-hour Annuity Best Interest course for annuity sellers. Biennial renewal by birth month.
Tips for Rhode Island Insurance Agents
- Start your CE credits early in the renewal cycle. Do not wait until the last few months.
- Keep copies of all CE certificates. The board may audit your records at any time.
- Make sure your CE provider is approved by the Rhode Island Department of Business Regulation - Insurance Division before enrolling.
- Use InsureCE to track your hours by category so you know exactly where you stand.
- Consider completing required categories first, then fill in electives.
How to Renew Your Rhode Island Insurance License
Follow these steps to renew your insurance license in Rhode Island:
- Check your expiry date
Log in to the Rhode Island Department of Business Regulation - Insurance Division website or check your physical license to find your expiration date. Mark it on your calendar so you do not miss it.
- Complete your 24 required CE credits
Finish all 24 CE credits from board-approved providers before your license expires. Use InsureCE to track your progress by category.
- Visit the Rhode Island Department of Business Regulation - Insurance Division website
Go to the board's online renewal portal. Most states allow you to renew entirely online.
- Pay the $50 renewal fee
Submit your renewal fee online by credit card or electronic check. Keep your payment confirmation for your records.
- Save your confirmation
Download or print your renewal confirmation. Your updated license or pocket card will arrive by mail or be available for download within a few weeks.
State Board Information
- Board Name
- Rhode Island Department of Business Regulation - Insurance Division
Frequently Asked Questions
How many CE credits do insurance agents need in Rhode Island?
Rhode Island requires 24 continuing education hours every 2 years.
How much does it cost to renew a insurance license in Rhode Island?
The renewal fee for a Rhode Island insurance license is $50.
What is the renewal cycle for Rhode Island insurance licenses?
Rhode Island insurance licenses renew every 2 years.
Can I do my Rhode Island insurance CE credits online?
Most states accept online CE courses from board-approved providers. Check with the Rhode Island Department of Business Regulation - Insurance Division to confirm which online providers are approved in Rhode Island.
Where do I renew my insurance license in Rhode Island?
You can renew through the Rhode Island Department of Business Regulation - Insurance Division website. Most renewals are available online.
What happens if my Rhode Island insurance license expires?
Practicing with an expired license in Rhode Island can result in fines or disciplinary action. Most states have a grace period of 30 to 90 days where you can still renew with a late fee. After that, reinstatement may require additional hours and fees.
What are the approved CE providers in Rhode Island?
Rhode Island maintains a list of approved continuing education providers through the Rhode Island Department of Business Regulation - Insurance Division. Always verify that your CE provider is board-approved before enrolling to make sure your hours count toward renewal.
How long does Rhode Island insurance license renewal take?
Online renewals through the Rhode Island Department of Business Regulation - Insurance Division are typically processed within a few business days. Allow extra time if you are renewing by mail or if your renewal requires document review.
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