Kentucky Insurance CE Requirements (2026)
Kentucky insurance agents must complete 24 hours of continuing education every 2 years to renew their license.
Quick Summary
CE Hour Breakdown
Kentucky requires insurance agents to complete their CE credits in specific categories. Here is the full breakdown:
| Category | Hours |
|---|---|
ethics Ethics training | 3 |
line specific CE specific to your line of authority | 6 |
elective General insurance CE in any approved line | 15 |
| Total | 24 |
Important Details
24 hours every 2 years: 3 ethics, 6 line-specific, 15 general. Up to 12 excess hours may carry over. Courses cannot be repeated within a renewal cycle. Biennial renewal by birth month.
Tips for Kentucky Insurance Agents
- Start your CE credits early in the renewal cycle. Do not wait until the last few months.
- Keep copies of all CE certificates. The board may audit your records at any time.
- Make sure your CE provider is approved by the Kentucky Department of Insurance before enrolling.
- Use InsureCE to track your hours by category so you know exactly where you stand.
- Consider completing required categories first, then fill in electives.
How to Renew Your Kentucky Insurance License
Follow these steps to renew your insurance license in Kentucky:
- Check your expiry date
Log in to the Kentucky Department of Insurance website or check your physical license to find your expiration date. Mark it on your calendar so you do not miss it.
- Complete your 24 required CE credits
Finish all 24 CE credits from board-approved providers before your license expires. Use InsureCE to track your progress by category.
- Visit the Kentucky Department of Insurance website
Go to the board's online renewal portal. Most states allow you to renew entirely online.
- Pay the $50 renewal fee
Submit your renewal fee online by credit card or electronic check. Keep your payment confirmation for your records.
- Save your confirmation
Download or print your renewal confirmation. Your updated license or pocket card will arrive by mail or be available for download within a few weeks.
State Board Information
- Board Name
- Kentucky Department of Insurance
- Website
- https://insurance.ky.gov
Frequently Asked Questions
How many CE credits do insurance agents need in Kentucky?
Kentucky requires 24 continuing education hours every 2 years.
How much does it cost to renew a insurance license in Kentucky?
The renewal fee for a Kentucky insurance license is $50.
What is the renewal cycle for Kentucky insurance licenses?
Kentucky insurance licenses renew every 2 years.
Can I do my Kentucky insurance CE credits online?
Most states accept online CE courses from board-approved providers. Check with the Kentucky Department of Insurance to confirm which online providers are approved in Kentucky.
Where do I renew my insurance license in Kentucky?
You can renew through the Kentucky Department of Insurance website. Most renewals are available online.
What happens if my Kentucky insurance license expires?
Practicing with an expired license in Kentucky can result in fines or disciplinary action. Most states have a grace period of 30 to 90 days where you can still renew with a late fee. After that, reinstatement may require additional hours and fees.
What are the approved CE providers in Kentucky?
Kentucky maintains a list of approved continuing education providers through the Kentucky Department of Insurance. Always verify that your CE provider is board-approved before enrolling to make sure your hours count toward renewal.
How long does Kentucky insurance license renewal take?
Online renewals through the Kentucky Department of Insurance are typically processed within a few business days. Allow extra time if you are renewing by mail or if your renewal requires document review.
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